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Conclusion
Thursday 14 August 2014 11:15
I think online shopping is great. I’ve recently caught the online shopping bug and do most of my shopping online. As a new mom I don't always have time to go do the store. I love the convenience of being able to shop at 2 in the morning and the ease of comparison shopping and knowing that I'm getting the best prices.
Buying apparel online is also great for that exact reason, multiple apparel stores at the click of a button. However, I think getting the feel for new clothes is VERY important. Other than that, online shopping is a fun convenient way to shop. My only advice is be safe, be smart and make sure you’re buying from a reputable website. Do your research just like you would any other store. .jpg) Safety Shopping Online
10:54
There's also a few tips from protecting ourselves while we're doing an online shopping.
1. Shop from a secure PC
- If possible, avoid using the family PC that your children use to chat with their buddies and play online games. Those machines, especially if they're a Microsoft Windows computer, are often already infected with spyware. An infected system will undermine all of the other precautions you might take to avoid online fraud. Before start shopping online, make sure your system is running with up-to-date antivirus software, and that you're using a firewall to block potential intruders. Just as important, be sure that your computer has the latest Microsoft software security updates installed.
2. Sites that you trust
- Avoid search-engine shopping. For the safest online shopping experience, it's best to stick with merchants you know and trust. Most importantly, make sure you have read and understand the merchant's shipping and return policies before making any purchases. Be sure to print a copy of each receipt or confirmation email you receive. Keep all of your receipts in a folder and filed away in a safe place. Never buy anything advertised via unsolicited email. Such offers are almost always a scam.
3. Shop with credit card
- Most online merchants accept both credit and debit cards. Under federal law, credit card issuers can only hold customers liable for the first $50 of fraudulent transactions, and most issuers will ignore even that amount. Experts say credit cards still present less potential for annoy when dealing with your financial institution should unauthorized charges show up later on a monthly statement.
4. Consider Alternative Payment Methods
- For the truly fraud-wary online shopping, there are still plenty of alternatives to entering your account number at multiple Web Sites. Many financial institution card issuers offer customers the ability to generate unique, "virtual" or "one-time use" account numbers that are good for single transaction or a handful of specified transactions only and cannot be reused.
5. Get a handle on Spam
- If you worry that giving away your email adress at multiple online merchants might wind up cluttering your inbox with more junk mail, consider creating a new adress for each new Web Site that requires you to enter one as part of the registration process. This allows you take action if a merchant you're doing business with sells or rents your email adress to marketers.
Other Online Shopping Tips
- Keep all your passwords private.
Here's a video of protectiong ourselves from shopping online. Enjoy!
Payment
Thursday 7 August 2014 06:47
Methods of Payment
Online shoppers in the U.S. overwhelmingly prefer to pay for their purchases by credit card. Foreign shoppers, however, often use other methods because credit cards are not as readily available and widely used in other countries. But credit cards aside, there are several other alternate payment methods that are safe, efficient and easy to use. Usage and processing costs for many of these alternative methods are often inexpensive. The more consumers become familiar with these ways to pay, the more widely used they will become. - Credit Card
By Credit Card
As with all credit card purchases, make sure you have enough available credit before completing the transaction. Otherwise, your transaction could be declined. And, if you haven’t used the credit card in awhile, you also need to be sure it’s active.
By Debit Card
Debit Card, alternately called a bank card or check card. Most online merchants will accept debit card purchases.
Payment Websites
Websites like Paypal and Google Checkout offer a means of instant payment if both parties have an account with them.
By Paypal
PayPal is an e-commerce payment processing company owned by eBay. Users set up a PayPal account and pay a fee for each cash transaction. Rules and fees vary for currencies used and cash amounts transacted. The PayPal website has an easy, step-by-step sign on process. Rules are spelled out in detail. Users can pay from their PayPal account. (For related reading, see 8 Secrets For Selling On The New eBay.)
Wire Transfer
A wire transfer is a bank account to bank account transfer of money.
Electronic Check
The electronic check is a method of payment which draws cash from a checking account, eliminating the paper check and the inconvenience of mailing it. The electronic check, or the ACH or eCheck, as it's sometimes called, requires the payer's name, amount of payment, routing and account number. The user authorizes the transfer of funds from his or her bank website to the payee.
Checks and Money Order
Customers who don't have credit cards, or are paying from a company or municipality may want to pay by check or money order.
Purchase Order
A purchase order, or P.O., is a request or agreement to be paid at a later date for an order placed.
Mobile Payment
The mobile payment option is relatively new, and gaining popularity in foreign countries. Using a mobile phone, consumers can pay for a variety of goods and services, with the charges assigned to their phone bills. This method eliminates the use of checks, credit cards and other pay methods. Multiple charges are consolidated in one monthly statement – the phone bill.
Bank Transfer
The bank transfer is similar to the debit card method – it's a method of transferring cash from one bank account to another account. The debit card in a bank transfer transaction is not necessary, although the results are the same. The bank transfer method provides security and speed.
Shopping Sites & Pros and Cons
06:04
Popular Online Shopping Sites
ZALORA is an online fashion retailer that sells apparel, accessories, shoes and beauty products for women and men. Headquartered in Singapore, Zalora has localised sites in Indonesia, Malaysia, Hong Kong, Thailand, Philippines, Vietnam and Brunei. Zalora sells both international brands as well as local brands in each country of its operation. Zalora also operates as The Iconic in Australia and New Zealand. It is the flagship investment of Rocket Internet in Singapore.
 AMAZON an American international electronic commerce company with headquarters in Seattle, Washington, United States. It is the world's largest online retailer. Amazon.com started as an online bookstore,but soon diversified,selling DVDs, VHSs, CDs, video and MP3 downloads/streaming, software, video games, electronics, apparel, furniture, food, toys, and jewelry. Amazon has separate retail websites for United States, United Kingdom, France, Canada, Germany, Italy, Spain, Australia, Brazil, Japan, China, India and Mexico, with sites for Sri Lanka and other South East Asian countries coming soon. Amazon also offers international shipping to certain other countries for some of its products. In 2011, it had professed an intention to launch its websites in Poland, Netherlands, and Sweden, as well. An Austrian website operates as part of the German website.  eBay is an American multinational corporation and e-commerce company, providing consumer-to-consumer sales services via the Internet. It is headquartered in San Jose, California. EBay was founded by Pierre Omidyar in 1995, and became a notable success story of the dot-com bubble; it is a multi-billion dollar business with operations localized in over thirty countries. The company manages eBay.com, an online auction and shopping website in which people and businesses buy and sell a broad variety of goods and services worldwide. In addition to its auction-style sales, the website has since expanded to include "Buy It Now" shopping; shopping by UPC, ISBN, or other kind of SKU (via Half.com); online classified advertisements (via Kijiji or eBay Classifieds); online event ticket trading (via StubHub); online money transfers (via PayPal) and other services.  TARGET is an American retailing company, founded in 1902 and headquartered in Minneapolis, Minnesota. It is the second-largest discount retailer in the United States. The company is ranked 36th on the Fortune 500 as of 2013 and is a component of the Standard & Poor's 500 index. Its bullseye trademark is licensed to Wesfarmers, owners of the separate Target Australia chain, which is unrelated to Target Corporation. The first Target store was opened in 1962 in Roseville, Minnesota. Target grew and eventually became the largest division of Dayton Hudson Corporation, culminating in the company being renamed as Target Corporation in August 2000. Target operates 1,916 stores in the United States; it began operations in Canada in March 2013 and operates 127 locations through its Canadian subsidiary. In December 2013, a data breach of Target's systems affected up to 110 million customers. Advantages and Disadvantages of Online Shopping Today clothing, technology, beauty products, furniture even groceries can be purchased via the internet. The idea of not having to wait in long lines or in traffic, shift through racks of clothing looking for the item you need or being able to shop at any time - preferably in your pjs - has caused more people to turn online for all their shopping needs. Online furniture stores are also increasing in popularity, and will continue to increase as the internet grows. Many people are choosing to skip the trip and purchase their sofas and other home furnishing from the comfort of their home. With that said, here a few advantages/disadvantages before shopping online. Advantages of Online Shopping Introduction
05:30
As the internet is growing, people use internet more frequently than before. Maybe some of us might think that internet is for use to get an information but now, people prefer surf the internet because they want shopping on the net, which has been one of the most popular shopping ways in decades. It offers much more opportunities than ever. With seasonal
events and holidays, the Internet has become a tool for a quick and stress free
method of shopping. Allowing retailers to cash in the profit from another
useful shopping channel.In 2006, it is believed that the population of internet shoppers will be increasing because the websites of auction are just like huge virtual shopping malls.
The top categories of Online Sales according to comScore Networks, (Freedman, 2002) are:- Computer Hardware and Software
People nowadays prefer to get something new through online than going to the shop by themselves. One of the main reasons people prefer online shopping because it saves time and money. They can access many web sites within a very short duration of time to compare costs, quality, service and other relevant aspects and decide which is the best option. Online stores also offer large discounts which I guess is due to their costs of operations being substantially lower in many ways when compared to the traditional stores.
Traditional Store Traditional shopping is a term used to refer to the way of doing shopping where you visit stores and buy goods. In traditional shopping, one has to leave home either walk or take a ride to the store or shopping center in order to buy what one wants.  Online Store You are able to browse and search for items, as you would in a regular store; there is a wider range of products, as you would find in a warehouse; and most online stores contain reviews of products by people who have already purchased and tried out the product.  Process of Online Shopping The consumer in front of a screen orders the selected product by clicking in the webstore or by sending an e-mail. The process of virtual purchasing in most cases includes the preliminary registration on the website, the studying of the offers, the selection of the products and putting them into the basket, the possibility of refreshing and cancelling the content of the basket, the selection of the conditions of the performance and delivery (such as address, date, other special conditions) and also the submission of the order. Upon receiving the order the trader is obliged to send an electronic confirmation to the consumer.  Cross border Online Shopping The world of internet practically can be considered as an endless market, where a consumer living in any country of the world can get into a contractual relation with a trader operating in any other country of the world. From this aspect a cross-border purchase is when the consumer buys goods from any webtrader settled anywhere in the world outside his/her country of residence. Due to the differences in language and legislation environment, furthermore sometimes in commercial traditions it is particularly essential to consider whether to buy the selected product from a webstore operated by a foreign trader.  Advertisement
Sunday 6 July 2014 04:00
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